First Bank of the Lake is a $2.2B commercial bank headquartered in Osage Beach, Missouri. The bank is one of the top small business lenders in the country having made over $2B in SBA loans since 2020. In addition, our client is ranked as a top 3 SBA franchise lender with over $600MM in franchise loans funded. The bank supports a variety of industries including healthcare, hospitality, legal, and construction.
Boasting a Net Interest Margin of 3.47% (reported as of 12/31/25) and a solid Tier 1 Risk-Based Capital Ratio of 15.63% (reported as of 12/31/25), our client is poised to continue its impressive growth. To assist in fueling that growth, Smith & Wilkinson has been retained on the search and selection process for an SVP, Treasurer.
The Treasury leader is responsible for managing the First Bank of the Lake’s balance sheet strategy, liquidity, funding, interest rate risk, capital planning, and treasury operations. The Treasurer plays a key role in strategic financial planning, profitability, and asset and liability management (ALM) while reporting to the EVP, Chief Financial Officer.