Smith & Wilkinson has been retained by Achieva Credit Union on a search to find the Credit Union's next Vice President of Lending Operations. Reporting directly to the Credit Union's COO, Achieva's next VP of Lending Operations will be responsible and accountable for direct consumer loan underwriting and portfolio management, loan processing, loan production, training and third-party relationships including coordinating and managing the daily activities of the direct consumer lending department ensuring full compliance with applicable laws, regulations and internal procedures and policies. Based in the Greater Clearwater area, Achieva Credit Union serves over 150,000 members with 23 branches (and counting!) throughout west-central Florida. The Credit Union maintains a strong balance sheet and has seen growth of over nearly $1.2B in assets the last size years to a total of $2.5B where they stand today.

For additional information about this leadership opportunity, or to arrange a confidential discussion, please contact Nathan Townsend (ntownsend@smithandwilkinson.com) or any member of our team.

Smith & Wilkinson has been retained by Newtown Savings Bank to manage the search for a Senior Credit Analyst.

Headquartered in Newtown, Connecticut, Newtown Savings Bank is an approximately $1.8B, 168-year-old, mutually chartered community bank. The bank’s Commercial and Small Business portfolio consists of C&I, CRE, and Construction lending. They also have a unique business line of Condo Association loans, as well as SBA and Quick Credit Loans. NSB is a Preferred Small Business Administration (SBA) lender.

Under the direction of the Chief Credit Officer, the Senior Credit Analyst is responsible for the independent management of robust reporting that effectively and efficiently monitors the risk profile of the Commercial Lending and Small Business Lending portfolios. This individual analyzes said reporting and recommends appropriate action to protect the Bank from credit risk. Responsible for maintaining the risk ratings of Branch assigned small business loans in accordance with loan policy. Assigns risk ratings to new loans and reviews existing risk ratings for accuracy. Underwrites the Bank’s most complex loan requests. Provides recommendations to Accounts Officers. Provides credit investigation for the Bank’s most complex loan requests and/or workouts for use by Account Officers and committees. Assures conformity to Bank policies and procedures. Provides additional analysis and assists with projects as needed/assigned.

For additional information, or to arrange a confidential conversation, please contact Moriah Maron, Consultant, Financial Services (mmaron@smithandwilkinson.com).

Due to an upcoming retirement, S&W has been retained by Martha’s Vineyard Bank (“MVB,” mvbank.com) to manage the search for the bank’s Head of Technology. For the right technologist, this career-defining role offers the opportunity to both develop and implement industry-leading programs at an exceptionally well-run, forward-thinking community financial institution.

Headquartered in Edgartown, Massachusetts, MVB is an approximately $1.3B, 114-year-old mutually chartered community bank. The bank operates nine branches on the island of Martha’s Vineyard and Cape Cod, providing customers with bank deposit, residential and commercial lending programs as well as trust and investment services. The bank also operates a Charitable Foundation and is committed to providing numerous community partners with direct charitable grants, sponsorships, and scholarships. MVB’s commitment to its customers and community – specifically with a convenient physical and digital presence, competitively priced product offerings, and commitment to customer service - has led the Bank to be recognized by the American Bankers Association as a "Best Bank to Work For" and by their community and customers as the "Best Bank on the Vineyard" for 20 years.

As MVB looks to the future, they are looking to be a more agile, more informed, and more adaptive organization to meet the changing needs of their current and future customers. The Head of Technology will play a key role in the bank’s evolution. We are seeking forward-looking, innovative technology leaders for this unique role. For additional information, please contact a member of our search team: Cameron Boyd, Managing Partner, Financial Services (cboyd@smithandwilkinson.com) or Moriah Maron, Consultant, Financial Services (mmaron@smithandwilkinson.com).

Our client is a $1.1B mutual community bank based in Northwestern Massachusetts and we have been retained on a search for their next Chief Financial Officer. Our client has an enviable Tier 1 Risk-Based Capital Ratio of 20.32% and a solid Return on Equity of 7.96%. The CFO will have strategic responsibility for the company’s financial plans and policies while overseeing the functions of accounting, budgeting, tax, treasury, and ALCO.

Smith & Wilkinson has been retained by a publicly traded community bank in the tri-state area to manage the search and selection process for a member of their Board of Directors. Successful candidates will have experience in commercial or community banking, specifically with expertise in strategy, lending, fintech/mobile integration or compliance. Candidates cannot be named officers of other depositories. For additional information, please contact Steve Peary. 

Due to a planned retirement, S&W has been retained by OneLocal (www.onelocalbank.com) to manage the search for the bank's Vice President, Director of Technology.

OneLocal was created in late 2022 when Norwood Bank and Foxboro Federal Savings, both Massachusetts-based mutual banks, merged to create a "larger, stronger community bank that is better able to invest in people, technology, products, and services." The brand of the organization was chosen to emphasize the bank's commitment to being a local, independent, mutual community bank with the mission of helping families, businesses, and communities to prosper. The bank offers a full suite of consumer and business deposit and loan solutions, all accessible via online and mobile platforms as well as in-person in the bank's 4 retail locations in eastern Massachusetts, allowing customers to bank when and where they choose. OneLocal is in excellent financial condition and is consistently at the top of its peer group for capital and earnings.

Reporting to the bank's Executive Vice President & Chief Financial Officer, the VP, Director of Technology will lead the bank's technology and facilities teams. We are seeking exceptional banking technology professionals for this leadership role. Successful candidates will demonstrate the right combination of strategy vision, leadership, and hands-on IT skills. For additional information, please contact a member of the S&W search team: Cameron Boyd, Managing Partner, Financial Services (cboyd@smithandwilkinson.com) or Darcy Flaherty, Associate, Financial Services (dflaherty@smithandwilkinson.com).

Under the general guidance of the Risk Management, Security & Information Security Officer and in accordance with established policies and procedures, the Bank’s Compliance Officer is responsible for managing all facets of regulatory compliance affecting bank operations, including marketing, deposits, lending and HMDA to ensure adherence to federal and state banking laws and regulations The Compliance Officer is responsible for ensuring compliance training efforts are conducted bank wide. The incumbent must be available as a subject matter expert and resource for compliance related questions, and will be responsible for inquiries from internal, state and federal audits.

First Heritage Federal Credit Union is a community-chartered credit union that was founded in 1954 with a strong commitment to improving the communities it serves through monetary donations to local charities and volunteering efforts with non-profit organizations. Since then, they have grown to be the 28th largest credit union headquartered in New York with $685mm in assets and more than 44,000 members across eleven counties in New York and Pennsylvania. First Heritage Federal Credit Union offers a comprehensive member-centric digital banking experience with the goal of enhancing the financial well-being of its members by meeting the evolving needs of the industry.

The VP of Compliance will report directly to the CFO and be responsible for ensuring Credit Union compliance with all state and federal regulations and guidance. They will serve as the designated Credit Union Bank Secrecy Act (BSA) officer and be responsible for maintaining and administering the Credit Union’s BSA Program. This person will be responsible for maintaining and reviewing all Credit Union policies to ensure compliance with state and federal laws. They will also develop and maintain relationships with third-party compliance resources, perform reviews of all Credit Union contracts, and provide recommendations to mitigate legal and regulatory risks. Additionally, they will compile and issue reports that detail their conclusions and provide recommendations for improving compliance policies and practices across all segments of the organization. Finally, they will keep management informed of emerging compliance and regulatory risks to the organization.

For additional information about this leadership opportunity, or to arrange a confidential discussion, please contact Nathan Townsend (ntownsend@smithandwilkinson.com) or any member of our team.

Reporting to the Vice President of Deposit Operations, the Director is responsible for leading and developing the deposit operations team and overseeing a broad range of operational functions that create an excellent experience for our customers.

This position provides direction of deposit, call center, and electronic banking operations. Effectively managing risk mitigation and compliance, maximizing team efficiencies, and running cross-functional projects alongside the Vice President and other key business partners.

This is a full-time, regular, exempt, Chicago-based hybrid position. This position has responsibilities that will require being in the office on a weekly basis. This could mean 1-2 days most weeks and possibly more days when meetings and other events are happening.

Smith and Wilkinson has been retained by $1.1B Harvard University Employees Credit Union based in Cambridge, MA on a search to find the Credit Union's first Chief Lending Officer. Heavily supported by Harvard University in one of the strongest SEG relationships that exists in New England, HUECU is seeking a Lending Executive who can bring its Consumer, Student and Residential lending programs together, while creating the future framework for a Business Banking program. 

This is an excellent chance to join a dynamic executive team and represent one of the strongest employee, alumni group and University's in the country. HUECU maintains a strong balance sheet and a membership base that has immense growth potential. For a confidential conversation, please reach out to Cameron Boyd or Darcy Flaherty. 

Due to the Bank’s strategic plan for continued growth, the incumbent will be responsible for growing and supporting the Chittenden County, VT market.  

Responsible for developing, structuring, underwriting, and managing commercial loan and deposit relationships that meet established requirements and provide maximum profitability to the Bank at minimum risk. This position will be a key member of the commercial lending team.

Smith & Wilkinson has been retained by Bethalto, IL based 1st MidAmerica Credit Union on a search to identify their next VP, Information Technology. Based in the Metro East area of St. Louis, 1st MidAmerica Credit Union now sits at $950MM in assets and has been well capitalized with stable growth and earnings for many years. This person reports directly to the CIO and has overall responsibility for maintaining security and stability of credit union networks, servers, applicable operating systems and communication links. As well as manage the staff and resources dedicated to supporting office automation, PCs and end-user equipment, network and systems security, etc.

I'm interested in speaking with candidates who have a proven track record of success in leading an IT department, implementing strategic initiatives, and experience managing a core.

For a confidential conversation and additional information, please reach out to Nathan Townsend.

Due to the planned retirement of the bank's longtime EVP Chief Information Officer ("CIO"), Bristol County Savings Bank ("BCSB") has selected S&W to lead the search and selection process for its next leader in technology.

Founded in 1846 and headquartered in Taunton, Massachusetts, BCSB is a 159-year-old, mutual community bank that embodies the best of what a community bank can be. For generations the bank has served consumer and business customers throughout southeastern Massachusetts and Rhode Island and beyond, having been a source of financial stability for customers and the communities it serves through good times and bad. As a mutual, BCSB is both owned and governed by its depositors, meaning that every decision that the bank makes is centered on helping families to save, businesses to grow, and communities to prosper, and not on short-term investor demands. Supported by the pillars of stability and balance sheet strength, BCSB is well capitalized, profitable, and efficient and maintains exceptional asset quality. While much of the bank's growth has been organic, in 2020 BCSB acquired Rhode Island-based Freedom National Bank, bringing the total number of full-service retail branches across its footprint to 18. Today the bank has approximately $3.1B in total assets, making BCSB a top-20 bank in Massachusetts by asset size, and offers a comprehensive suite of loan and deposit products for consumers, small and medium sized businesses, and municipalities. As the bank has continued to grow its offerings, in 2017 it formed Bristol Wealth Group. Most importantly, BCSB is an exceptional corporate citizen and in 1996 established its Charitable Foundation as part of the celebration of the bank's 150th Anniversary. BCSB is primarily regulated by the FDIC and the Commonwealth of Massachusetts Division of Banks.

This key, transformational role will join a collaborative senior leadership team that will lead the bank to its stated goal of achieving $5B in total bank assets through organic growth. Given trends in customer behavior and expectations, the increased need for internal operating efficiencies, and the rapidly accelerating pace of evolution in available banking technology, the bank is seeking exceptional technology talent for this executive leadership role. The CIO is responsible for leading a team providing technology support and solutions for all business functions within BCSB. This executive and her/his team are charged with meeting the business needs and objectives of the Company in the most cost-effective manner that is consistent with the business strategy and objectives, integrity of the IT environment, and strong IT data security. The ideal candidate will:

Demonstrate a breadth of knowledge and acumen across wide-ranging and forwarding-looking industry trends, including but not limited to FinTech partnerships, CX/UX, customer journey mapping, and data analytics.

Demonstrate a proven track record of utilizing a data driven approach toward overall digital transformation.

Subject matter expertise and past success leading EPMO, risk management, and information security initiatives is highly preferred.

For additional information about this unique leadership opportunity, please contact a member of the S&W search team: Cameron Boyd, Managing Partner, Financial Services (cboyd@smithandwilkinson.com) or Nathan Townsend, Partner, Financial Services (ntownsend@smithandwilkinson.com). 

Smith & Wilkinson has been retained by Bethalto, IL based 1st MidAmerica Credit Union on a search to identify their next AVP, Card Services. Based in the Metro East area of St. Louis, 1st MidAmerica Credit Union now sits at $950MM in assets and has been well capitalized with stable growth and earnings for many years. This person will guide the assessment, development, implementation, innovation and administration of Card Service products and delivery channels, driving awareness to increase digital usage amongst our membership through existing and new services.

I'm interested in speaking with candidates that have strategic and administrative capabilities to manage a department and program at one of the largest Credit Union's in the area.

For a confidential conversation and additional information, please reach out to Nathan Townsend.